CedCredit Application Form

Complete all fields. You will be contacted within 1–2 business days.

Before You Apply

You must be prepared to physically deliver your collateral item to The Raymond Ruach Foundation warehouse before your reference number is issued. Do not apply if you are not ready to do this.

Personal Details

Full Name *

Phone Number *

Email Address *

Residential Address *

Loan Details

Loan Amount Required (₦) *

Purpose of Loan *

Collateral Item Details

The estimated value of your collateral must be equal to or greater than the loan amount requested.

Item Name *

Estimated Value (₦) *

Item Description

Photo of Item (optional but recommended)

Max 3MB. JPG, PNG or WebP.

Declaration & Terms

By submitting this application, I confirm that:

All information provided is accurate and truthful.
I am the rightful owner of the collateral item described above.
I understand this is a zero-interest emergency loan and not an investment product.
I agree to repay the full loan amount within the timeline agreed upon approval.
I understand that failure to repay may result in forfeiture of my collateral item.

I have read and agree to the terms above.